Property & Buildings Insurance in Hampstead

The risk for insurance may pass from seller to buyer on exchange of contracts or completion depending upon the terms of the sale contract. The buildings insurance must be adequate to cover the fabric of the property and reinstatement costs. If you have a mortgage, the lender will normally arrange insurance, but you must check with the lender to satisfy yourself of both the sum insured and the risks covered.

You may wish to effect insurance separate from your lender, in which case we would be pleased to assist you - ask for our Home Policy details. We draw to your attention that standard buildings insurance policies have certain exclusions.

The policy terms and conditions should be carefully examined so that you are fully aware of any limits to cover. You should note the Insurer could disclaim liability if you do not comply with the terms and conditions of the policy, or if you fail to give an accurate signed proposal with full disclosure on all relevant matters.

You will need to arrange separate cover for your personal belongings as well as the fixtures, fittings and furniture under a contents policy. Empty property - please note that standard insurance provisions may not apply to unoccupied property, or property that is left vacant beyond a given period. If the property is leasehold, the landlord may insure the property under a block policy. In this case you will still have to arrange your own insurance of contents, and in the case of a flat, possibly the internal walls, windows, glass and finishes.

May we remind you that if you are not purchasing with the assistance of a mortgage, you will need to arrange both buildings and contents insurance yourself. If you would like us to help, please ask. The risk for insurance may pass from seller to buyer on exchange of contracts or completion depending upon the terms of the sale contract.

Conveyancing and Property Law Advice

Conveyancing & Legal Services: whether you are buying, selling or remortgaging a property more
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Financial Services & Mortgage Loans: finding your way through the mortgage and finance system is tricky more

Mortgages and Insurance

Financial Advice from Chase De Vere

We at Paramount Properties understand that, as part of our commitment to our clients to make the whole process of moving as trouble-free as possible, we should be able to provide professional assistance and guidance in respect of all of the financial aspects of the home move.

For this reason, we recommend Chase De Vere to work with our clients in these two key areas of arranging mortgages and insurances.

West Hampstead Estate Agents

Selecting the right West Hampstead estate agent is an important part of the property buying, selling letting or renting process and should not be taken lightly.

Find West Hampstead Properties

Please contact us to discuss our solutions for your West Hampstead property problems

Property Conveyancing

Finding the right property is only one of the steps into your new home. You also need to find the right solicitor. Paramount Properties are pleased to recommend Solomon Taylor and Shaw ( solicitors ) who are based in Hampstead.

Solomon Taylor and Shaw have a wealth of experience in dealing with the sale, purchase and letting of residential property, both for owner occupiers and investors.

If you have retained a solicitor you should of course refer your questions to him or her and you are at liberty to choose any solicitor to advise you.

If you would like a list of other London Property Solicitors who may be able to assist please contact us.

Estate Agents in Hampstead

Working with the right estate or lettings agent in West Hampstead can make all the difference in finding the right house, penthouse, loft, studio, flat or apartment that you want at the right price and negotiating a satisfactory final property sale or rental agreement.

Paramount Poperties run a comprehensive Property Lettings Agency and Estate Management department to take care of all your needs.

Paramount is a fully bonded member of The Association of Residential Letting Agents, ARLA, and adheres to their strict business standards.

Our lettings agency managers and staff are amongst the most highly trained in the business. For all West Hampstead property lettings and management enquiries, please contact us on 020 7644 2332

Information for the property seeker, such as mortgage advice, area profiles and more...London NW3, London NW8 / W9, London NW6, London NW2 / W10.