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22 April 2025

Unfurnished, Part-Furnished or Furnished? What London Renters Need to Know

Main image: KatarzynaBialasiewicz via canva.com

Trying to decode a rental listing? You’re not alone.

If you're moving into your first place, or making the leap to London, terms like unfurnished, part-furnished, furnished, and furniture negotiable can leave you wondering what's actually included with the property.

As a London estate agency helping hundreds of renters each year, we get this question all the time. So we’ve created this guide to help clear things up.

First, what are 'White Goods'?

Just before we begin, you may often see white goods included mentioned in a property listing.

White goods are the large household appliances you'd expect to see in a kitchen or utility area, for example:

  • Fridge/freezer
  • Oven and hob
  • Washing machine
  • Dishwasher
  • Microwave

Why are they called 'white goods'? This is because historically large household appliances would only be available in white. Of course consumers today have a lot of choice when it comes to the colour of their appliances, but the name 'white goods' has stuck.

Most rental properties in London will include these no matter how 'furnished' the property comes, but always double check as it's not a legal requirement. White goods included will also vary from property to property - for example, not every property will have a dishwasher or microwave.

What does "Unfurnished" mean?

A property advertised as 'unfurnished' won't come completely empty, but it won't have furniture.

What's typically included

  • White goods (see above)
  • Built-in fixtures like fitted kitchen and bathroom units
  • Flooring
  • Curtains or blinds

What's not included

  • A bed
  • A sofa
  • A dinng table and chairs
  • Wardrobes (though these are sometimes included, especially if they're built-in)

What are the pros of an unfurnished property?

  • You have total freedom to style your space
  • You don't have to worry about damaging a landlord's furniture, which could potentially come out of your deposit at the end of a tenancy
  • Your items move with you, which means you can invest in pieces you love

What are the cons of an unfurnished property?

  • Upfront costs are higher to furnish the property
  • You also have to deal with the costs and logistics of moving that furniture
  • You might have a slower move-in time if you're waiting on deliveries

What does "Part Furnished" mean?

A property advertised as 'part furnished' (or 'semi-furnished') will come with some furniture, but what's included can really vary from property to property.

It usually includes:

  • A sofa
  • A bed frame, and sometimes a mattress
  • A wardrobe and/or a chest of drawers
  • A dining table and chairs

Since there's no standard definition of 'part-furnished', it's best to check with your agent during your viewing (or beforehand if furniture is a deal-breaker for you). Some agents like us will list exactly what's included in their property listings - explore ours here.

Pros of a part furnished property:

  • You don't have to purchase key furniture items before you move in
  • Lower moving costs as you don't have to accommodate bulky furniture
  • Flexible if you own some furniture but not everything

Cons of a part furnished property:

  • Unless an agent explicitly lists the furniture included it'll be unclear what comes with the property. It can mean different things to different landlords.
  • You'll be liable for any damage to the included furniture
  • Less freedom to choose your aesthetic

What does "Furnished" mean?

A furnished property is ready for you to move in with just your suitcase. Everything you need to live comfortably should be there waiting for you.

It usually includes:

  • A sofa
  • A bed and mattress
  • A wardrobe and/or a chest of drawers
  • A dining table and chairs
  • Extras like lamps, side tables and rugs may also be included

Pros of a furnished property:

  • It's the easiest option for quick or shorter term moves
  • No furniture costs or delivery stress
  • Ideal if you're moving from abroad or starting fresh

Cons of a furnished property:

  • The furniture and décor might not suit your taste
  • You're responsible for maintaining everything provided
  • In some cases the rent may be slightly higher, though not always

What does 'Furniture Negotiable' mean?

This is agent-speak for “let’s talk.”

 

It means the landlord may be willing to:

  • Add certain items like a bed or sofa if you need them
  • Remove items of furniture if you prefer to bring your own
  • Be flexible depending on your offer and circumstances

This isn't a guarantee, but it's absolutely worth asking, especially if you have a strong application.

Tip: If you want something added or removed, make sure to let the agent know up front in your offer.

FAQs

Can I ask the landlord to add or remove furniture?

Yes! Especially if the listing says “furniture negotiable”. A strong application can go a long way.

Do landlords have to provide curtains or blinds?

It's not a legal requirement, but most London rentals include them - especially in bedrooms.

Are TVs and small appliances included in furnished properties?

Usually not. Furnishings typically cover furniture, not electronics like TVs or toasters.

Do I pay more council tax for furnished properties?

No. Your furnishing level has no impact on council tax—it’s based on the property’s value and local authority rates.

What if something breaks?

If it’s fair wear and tear, the landlord is responsible. If it’s damage, you may need to repair or replace the item, or have it deducted from your deposit at the end of your tenancy.

Final Thoughts

Choosing between an unfurnished, part-furnished or furnished property isn’t just about what’s in the flat, it’s about what works best for your lifestyle, budget, and plans.

If you still aren't sure, just ask us! We'll help you find the right balance.

Ready to start your search?

Check out our available properties to rent in London, or contact us to speak to our team! We're here to help you in your move.

This article was updated from an original article posted March 2018 titled "Unfurnished VS Part Furnished".

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